American Vehicle Insurance Company

Rating Disclosure Information

American Vehicle Insurance Company has a Property & Casualty Financial Stability Rating of A (exceptional) by Demotech, Inc. For further information please look on the Demotech web site at www.demotech.com

The California Insurance Commissioner has approved American Vehicle Insurance Company for placement on the List of Eligible Surplus Line Insurers (“LESLI”). The approval process requires the non-admitted insurer to establish its financial stability, reputation and integrity by providing satisfactory evidence (including the submission of certain required documents) to the California Department of Insurance. The California Insurance Commissioner approved American Vehicle Insurance Company, and placed it on the LESLI list effective October 16th, 2007. For further information please look on the Surplus Line Association of California web site at www.slacal.org

American Vehicle Insurance Company has an AM Best rating of NR-1 (Insufficient Data), however financial data on the company can be found in 2007 edition of Best’s Insurance Reports.

American Vehicle Insurance Company’s ultimate parent company, 21st Century Holding Company, is a publicly traded company on the NASDAQ stock exchange under the symbol TCHC. For further information please look on the company web site at www.21stcenturyholding.com